Company: S99 (SBC)/Broker: SOMEONE; 617-652-4545 Application No. 3685 ******JERMAN , TIMOTHY J 538-88-9999****** 23 MT VERNON ST/DORCHESTER, VA 22000 PAGE 1 DATE 9-14-1998 TIME 12:35:44 PCB21 V601 BMAT TIMOTHY J JERMAN SS: 538-88-9999* *99 COBBET PL YOB: 1963 LYNN VA 22902-4101 RPTD: 8-98 U 1X LAST SUB: 1234567 23 MOUNT VERNON ST DORCHESTER VA 22902-4101 RPTD: 11-96 TO 9-97 U 7X *23 CHARLOTTE ST LYNN VA 22902-4101 RPTD: 6-96 TO 2-97 U ------------------------------- SCORE SUMMARY -------------------------------- FAIR, ISAAC SCORE = 558 SCORE FACTORS: 22, 20, 18, 10 ------------------------------- PUBLIC RECORDS ------------------------------- *DORCHESTER DIST COURT 5-21-98 1010227 $521 CIV CL JUDG D#: 9148SA0444 1 PLAINTIFF: VIRGINIA ELECTRIC CO ----------------------------------- TRADES ----------------------------------- SUBSCRIBER OPEN AMT-TYP1 AMT-TYP2 ACCTCOND PYMT STATUS SUB# KOB TYP TRM ECOA BALDATE BALANCE PYMT LEVEL MOS REV PYMT HISTORY ACCOUNT # LAST PD MONTH PAY PAST DUE MAXIMUM BY MONTH *FILENES 5-89 $196-H $196-C CHARGOFF 1349040 ZR CHG REV 1 8-10-98 $196 5-94 (99) 9999999999999 111111111 5-90 $196 7-96/9 999999999999 *CITIBANK MASTERCARD 2-89 $4,500-L $3,887-C CHARGOFF 1240000 BC CRC REV 1 11-30-97 $3,887 9-93 (99) 9999999999999 222222222222 3-93 $3,887 9-93/9 9999999----- *CITIBANK PREFERRED M/C 12-90 $5,000-L $4,943-C CHARGOFF 3250154 BC CRC REV 1 11-30-97 $4,943 10-93 (85) 9999999999999 222222222222 3-93 $4,943 10-93/9 9999999----- *MASS ELECTRIC CO. 6-97 $502-O COLLACCT 1980757 YC COL UNK 1 7-31-98 $502 2-97 (18) 9-99-999----- 44444444 $502 ----9 JERMAN, TIMOTHY J 912-56-8683;CA-538-88-9999; 23 MT VERNON ST/DORCHESTER, VA PAGE 2 DATE 9-14-1998 TIME 12:35:44 PCB21 V601 BMAT SUBSCRIBER OPEN AMT-TYP1 AMT-TYP2 ACCTCOND PYMT STATUS SUB# KOB TYP TRM ECOA BALDATE BALANCE PYMT LEVEL MOS REV PYMT HISTORY ACCOUNT # LAST PD MONTH PAY PAST DUE MAXIMUM BY MONTH *FIRST TENNESSEE BANK 4-90 $53,200-O FORECLOS 1111717 BB R/F 30Y 1 5-26-94 $0 5-94 (50) 8 5555555555 12-92 AMEX 2-90 $93-H SETTLED 1415533 N CRC REV 1 10-23-93 $0 10-93 (46) B 666666666 AMEX 2-90 $309-H SETTLED 1415525 N CRC 1 1 10-23-93 $0 10-93 (46) B 77777777 CAPITAL ONE BANK 10-96 $1,001-H OPEN CURR ACCT 1270246 BC CRC REV 1 9-01-98 $622 11-96 (23) CCCCCCCCCCCCC 888888888888 9-98 $31 CCCCCCCCC0 SEARS 8-90 $1,008-L $314-H OPEN CURR ACCT 1319410 DC CHG REV 1 8-25-98 $0 8-90 (96) NNNNNNNNNNNNN 0000000 NNNNNNNNNNN- PROVIDIAN BANCORP 1-97 $6,002-L $4,508-H OPEN CURR ACCT 3273614 BC SCC REV 1 8-07-98 $2,280 1-97 (21) CCCCCCCCCCCCC 191919191919 7-98 $68 CCCCCCCC SALLIE MAE 8-97 $5,500-O OPEN CURR ACCT 1909500 EL EDU UNK 1 7-31-98 $5,623 8-97 (23) CCCCCCCCCCCCC 202020200200 7-98 $70 CCCCCCCCCC SALLIE MAE 8-97 $2,220-O OPEN CURR ACCT 1909500 EL EDU UNK 1 7-31-98 $2,482 8-97 (24) CCCCCCCCCCCCC 102030404050 7-98 $31 CCCCCCCCCCC SALLIE MAE 8-97 $4,125-O OPEN CURR ACCT 1909500 EL EDU UNK 1 7-31-98 $4,529 8-97 (22) CCCCCCCCCCCCC 121213344546 7-98 $56 CCCCCCCCC SALLIE MAE 8-97 $5,500-O OPEN CURR ACCT 1909500 EL EDU UNK 1 7-31-98 $5,623 8-97 (28) CCCCCCCCCCCCC 232332554365 7-98 $70 CCCCCCCCCCC- JERMAN, TIMOTHY J 912-56-8683;CA-538-88-9999; 23 MT VERNON ST/DORCHESTER, VA PAGE 3 DATE 9-14-1998 TIME 12:35:44 PCB21 V601 BMAT SUBSCRIBER OPEN AMT-TYP1 AMT-TYP2 ACCTCOND PYMT STATUS SUB# KOB TYP TRM ECOA BALDATE BALANCE PYMT LEVEL MOS REV PYMT HISTORY ACCOUNT # LAST PD MONTH PAY PAST DUE MAXIMUM BY MONTH SALLIE MAE 8-97 $2,780-O OPEN CURR ACCT 1909500 EL EDU UNK 1 7-31-98 $3,165 8-97 (28) CCCCCCCCCCCCC 237348359404 7-98 $39 CCCCCCCCCCC- EMPIRE CLOTHING CO 12-89 $200-L INACTIVE CURR ACCT 1394274 ZR CHG REV 1 2-10-93 $0 2-91 (38) 0000000000000 43490569 6-90 000000-00000 --------------------------------- INQUIRIES ---------------------------------- SPRINT PCS 4-21-98 2940527 UW BANKBOSTON, N.A. 4-21-97 1111697 BB END -- SBC